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Freecreditreport.com You can get a free credit report from each of the big three once a year. If you time it right that's one every financial quarter. You can see if you have any false debts holding you down or an overdue balance for minimal $ that you were unaware of.
The other ways to go about this is a large down payment and or a good co-signer (cosigner already suggested). Do not let this small financial set back keep you from succeeding in your financial goals. Remember, pay yourself first then in flow of cash must not exceed outflow of cash. A good rule of thumb is car and house payment not exceed 35% of your net inflow. If you wait a year I'll bet a gorgeous LS can be yours for 22K.
Good luck!
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IOM Black Racing Stripes Current Mods: CAI Intake, Solo Catback Exhaust (thanks to my awesome wife! 10 year anniversary), Solo Hi Flow Cats. Future Mods: Ported Throttle body, Tune (by a player to be named later) Miniature Arc Reactor.

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