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Old 02-18-2009, 11:24 AM   #26
Optimus Prime
 
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Drives: 2014 Chevrolet Camaro 2SS/RS 1LE
Join Date: Jun 2008
Location: Orlando, FL
Posts: 728
Quote:
Originally Posted by RPO_Z28 View Post
""You really have no right to say "you are holding a spot for some one who wants a car" to anyone. If a dealer is stupid enough to order a car before they do some checks on the persons income and credit then that risk is completely on them.""

That's exactly my point! Why would a dealer order a car for someone without a credit check first? Thank you for agreeing with me.
I will say I agree with you about the credit, and I apologize for overlooking that aspect of your comments. Every buyer should be at least somewhat aware of where they stand with their credit, for their own sake. And not just for car-buying, but for their overall position. But concerning the Camaro, if your credit's in the toilet and you're preordering with the intention of financing, you're only setting yourself up for disappointment in these times. Even if that person got approved, their interest rate would be astronomical, and then you're just paying way too much for the car.

As for me, my dealer checked my credit when I placed my order. Actually, he didn't, but he did just a few months prior when I was considering another vehicle, and the score was great. He didn't want to run it again since he would have to anyway when I take delivery, and I'm quite sure my credit is as good or better than it was a few months ago.
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Current: 2014 BRM 2SS/RS 1LE w/NAV, NPP, Recaros

Former garage: 2010 IBM Camaro 2SS/RS 6M
2011 Avalanche LT
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