[Rodrunner]

I know my FICO score is high enough I'll get a very good rate, but don't know exactly what it will be. The good thing is, on such a relatively small amount of money, compared to a mortgage, 2 points don't change your monthly payment very much - $30,000 for 60 months @ 5.5% = $573.03; @ 7.5% = $601.14, a difference of only $28.11 a month. Of course over the life of the loan it's a $1686.60 difference, but most people consider the monthly payment the bottom line.