Quote:
Originally Posted by rodscamaro
If you cant put half down, then you cant afford it.
Just saying 
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You're wrong. On so many fronts.
In fact, in the sea of 0% car loans, it would literally be stupid to put ANYTHING down, since it's free money. If you've got the cash, at the very least, it can sit in a bank account and earn 0.5%-1.0% interest in savings.
It makes sense up to whatever percentage you can make on the money in other accounts, i.e. retirement if you invest aggressively, or other short-term, high-yield investments.
Second, if a fully financed payment along with the sum of your other bills is still totaling less than 36% of your income (as a general, old-school rule), then you absolutely can afford it.