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In reality, considering the prices of almost anything right now(especially houses and automobiles) you are pushed more to finance for longer terms. Trends now are to finance for longer terms and keep those things for longer periods. Many circumstances have driven the prices to unaffordable levels. I dont know about any of you but anytime I have a commitment every month to pay for something(house, transportation) I worry about where the money is gonna come from to cover my obligations. Doesnt mean I shouldnt have bought them, some things are a necessary evil. If only it were all so easy.
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