With hard work and determination, I think anything is possible.
I'm 22 was fortunate to start working when I was 18 and well needless to say I was dumb with my money..and I still think I am. I can't save a dime!
But what is helping me settle down now is more responsibility

and that's paying my own bills, developing my credit. I couldn't afford the new Camaro, really happy for those who are my age

and younger who had the determination. These are my two cents..