We just bought a new car. One of the
things the try to upsell was som stupid coverage on all vertical panels from dents and scratches. I asked if they didn't cover the horizontal panels bc hail. He claimed that hail typically totals the car because it damages too much and it's nearly impossible to repair the roof. They end up having to replace everything, then paint the entire car. It usually isn't worth the trouble for the insurance company.
I'd push for a total. Especially if it broke the windows. you need fenders, quarters, trunk, hood, roof, glass, paint, trim, moldings... See, all ads up.
The guy with $6500 damage got off light. Hail damage is bad news.