Quote:
Originally Posted by IOMZL1
I would just pay $7 or whatever to get my credit score. If it is too low to get the interest rate you want, work on the things you need to that will improve the score. Close any open cases / disputes listed above at a minimum and pay down credit card debts if you can. You still have time before the spring to make your credit score better if it isn't great. From there either pay down your debts so you have a lower debt / credit ratio and can be approved for a bigger loan (if you need to) or save the money for a down payment or a combination of both. Try not to open any other lines of credit or even apply for loans / credit cards until you get approved for the car loan. Look at your income / debt ratio to esitmate how much you might get approved for. Keep the remaining cash in hand to use as a down payment incase you can't get approved for the full amount.
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Awesome info. since I don't know my score I think I am gonna start there. it will be worth $7 bucks to find out, I need to know anyway...
