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You can be the best driver in the world and be paying attention, but why disable a computerized guardian angel for no reason when its sole purpose is to help protect what your hard earned money has paid for. After all as you said, you know it's raining, so, not like you're gonna race or anything like that. Just asking for trouble when a situation could be avoided altogether. With that logic, why wear a seat belt too other than to avoid a ticket? After all, you're not gonna wreck with those three rules and driving skill, right?
You never know what's going to happen and even as the best most attentive driver in the world you can't control others either. Imagine the guy above coming at you and completely losing control in the rain even though HE wasn't doing anything wrong either; just a bad road condition and then all of the sudden YOU have to react. A small swerve here or there in one direction to avoid then being exaggerated by the road conditions and you're in a wall; for no reason at all.
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