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Have you contacted the financial institution who the loan is through? See what they have to say
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If its not been approved then there is NO finance institution to contact. Most states have a bailment agreement that allows and discloses the dealer owns the car until the financial contract is cashed by the lender. Other states like Minnesota and Texas have laws that state if the dealer presents a contract and you take delivery it is a DONE deal.
These states usually will not do what is known as a "spot delivery".
Heres a link:
http://illinoisattorneygeneral.gov/c...ew_vehicle.pdf