Quote:
Originally Posted by PercyJWellingtonIII
I would go thru my insurance Co. I would get the biggest estimate possible first and see it the body shop can maybe even throw in some extras in the deal. Pay your deductable and have the insurance pay the rest. You pay premiums for years so let the Insurance co. give back, that is unless you already a bad record for claims. If your record is clean let them pay. If they raise your premiums for one little claim then you need to dump them any way. If you have a good record they need you more than you need them.
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Not only that when/if you contact you ins co. don't tell them your wife was driving, tell them someone hit it in a parking lot while you were shopping. That way it goes on record as being beyond your control.