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Not trying to sound like a jerk or anything but...if you are $7k upside down on a car....it probably isn't the best time to be trying to buy a brand new car... My dealer has told me that he has rejected a number of people who were upside down on their cars and trying to get a Camaro. Apparantly there is little margin on the Camaro (if it is sold at MSRP) so they are requiring some amount of cash upfront.
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