Quote:
Originally Posted by SummoneR
You should have a uninsured motorist on your policy too that covers hit and runs and people who don't have insurance. They allow so many before you end up paying the deductible, it all depend on your company. |
Not sure what my uninsured motorist policy entails, this is my first insurance dealing. I do know I have a 1,000 deductable and the repair quote was 1,780, and should the accident be ruled duel fault, I would have to pay deductible.
Over 1,000 of that estimate is labor. Plus replacing that rim (because its scratched) is in the estimate. I think I could do the work myself cheaper than deductible and not make a claim on my own insurance (so that my premium doesn't go up). But I don't know how to get replacement parts...