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Here is how I think about it. Its not that last 30 cents a gallon that will kill you - it's the first 3.00 - 4.00. So lets say you use 500 gallons a year ( about 8,000 - 10,000 miles a year at 16 - 20 mpg) then the premium will cost you about (500 x .30) $150.00 more for the whole year. I'm paying the extra 150.00 and getting all my SS has to offer. Easy math for me.
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