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I feel like insurance companies do alot of ripping on their own. I mean insurance used to mean something entirely different than it does today.
Today's insurance policies have a longer list of what they DON'T cover than what they do cover. And inevitably in the car insurance biz, especially the car biz, the adjusters will adjust you right out of valuable repair dollars b/c of this/that/depreciation/the sun was in your eyes...it's nature's fault etc etc.
I once made a claim on an S-10 that I crashed and the insurance company depreciated my paint at a rate of 20% a year so that they wouldn't have to pay me for a full paint job.:(
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 2010 Chevy Camaro Black on Black!
84' Chevy S-10
91' Chevy S-10 Ext. Cab
90' GMC Sierra Reg. Cab 350 V8
2003 GMC Sierra HD 4x4 Crew 6.0
2005 GMC Yukon 5.3
2008 GMC Ext. Cab 4x4 5.3
2008 GMC Yukon SLT 5.3
This truck man is about to go for something a little more sporty.  
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