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Young drivers have no experience. I sell insurance and the parents yell at me because the premium is so high. If a parent buys a 16yo kid a Brand new 2010Camaro it is a disaster waiting to happen.
As per the kid not having Insurance, it will go with the Collision coverage of that person's Camaro coverage, and then the Company will sue the kid and/or parents/guardian of that kid for the damages.
Folks who don't get Full Coverage on their Camaro's are nuts. Even if it is expensive you need to, and even if you paid cash for it with no lien you should still take it out. The above picture is a perfect example.
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