Quote:
Originally Posted by DDustiNN
I'm wondering something... how long does it take for a credit check to negatively affect your score? I've heard that when you are loan-shopping at multiple places, you should pretty much do them all at the same time to avoid this. But how long do you have in between? Days? Weeks? A month? Just wondering if anyone knows...  I just don't want to get credit checks run too early and have a pre-approval expire before the car shows up, you know?  |
Your credit is affected as soon as click the submit button. but it is true if you pull your credit a couple time around the same period they just affect your credit as one inquiry. but i don’t know what the time limit is.