All i can tell you is if you have 2 cars then double everything about having just one. For instance: insurance, payment, repairs, tires, oil, ect....... Go for the house/apt first then save enough for a good down payment, then go for it. Being 42 I have been through all the new car/ house debate. Cars loose value, houses pretty much always gain value. That being said YOU have to make a decision that best suits your situation. Good luck with your job and house /car!!!!!