Comprehensive has nothing to do with car accidents... It has to do with damage done by weather (wind or hail) and vandalism.
I checked car insurance rates for an SS in 2010 and the rates had doubled by 2011 when I actually bought my car. My insurance agent stated that Camaros tend to get vandalized a lot.
So, if you ask me, it appears that we have a jealous society.
EDIT: BTW - $368/6 months is cheap. I pay almost $600 every 6 months