[fldrummer]

On Monday I signed up for membership and applied for my loan online and by phone w/ PenFed. The rep. was very nice and I gave all the info they needed and was told I'd get an answer w/in 24 hours. 3 days later and it's still pending!? I called again and gave more of the same info, even faxed 2 pay stubs, even though they didn't request it. They said to check back ina few hours-still pending!?

I don't get what the hold-up is. I have a good job I've been w/ for 10 years, low mortgage payment, perfect 780-plus credit, and satisfied my last car loan over 2 months ago. My car could get here any day and I might have to wait to pick her up and that's unacceptable. Has anyone else had trouble getting approved quickly w/ PenFed?