If you can make it, always go to court. The few tickets Ive gotten over the years always end the same. They consider tickets a revenue source and all they really care about is the money.
I go to court every time, I plead not guilty, and every time the judge drops the points if Ill pay the fine.....and as far as I can tell, if it doesn’t generate points, it doesn’t show up to the insurance company.
Might be different there, but I’ve done it in Colorado, Texas, Alabama, Florida and Georgia....and in every single case by going to court I got the points dropped.
Also the few times the cop didn’t show the judge gave me that offer or he would reschedule my appearance so the officer could make it....like I said, its all about the bones....
I tend to be willing to pay to play, if Im speeding and I get caught, Ill pay the fine, I just tend to disagree to getting points on top of that for just doing 5-10 or so over on the interstate, which is all I do.
(this is assuming you were only a few MPH over werent going 100+ in a thirty or some other such foolishness, if that were the case, you deserve everything coming to you

)
Also, Ive never heard of them turning down a payment plan, my brother was on an $8 a month plan for his ticket at one time.