[bob2the2nd]

if by finalize you mean everything but sign then yes. PenFed is absolutely dragging their feet with me since i dont have a VIN. (should have one in the next day or so). thus im thinking about financing through my dealer, who said he could beat my next best offer. But im going to ask that he has my financing squared away before I get the car. I dont want any surprises before I get the car and dont really want to have to be worry about it as Im jumping up and down from excitement.

edit: this goes along with the post above, i believe my dealer even told me they cant do financing till the car gets there. Not sure if its their rules or what, but they said unless there is a car on the lot you cant sign an agreement