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Making a change for monetary reasons is always smart, plus you got a great car in the VW (and apparently impressed the wife in the process). Keep in mind that doing this now will head you down a path that will hopefully allow you to have a toy later in life in addition to your DD. It took me 22 years of being frugal and making those responsible decisions, but I finally got there and had the wife's full blessing for the Camaro last spring. Good luck and enjoy the VW!
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