[JohnnyBfromPeoria]

This is so dependent on many factors. A ZIP code change. An accident. Your credit score (ohhh, yes, in more cases, it is). Age, sex, where you park at night, what other coverage you have with the same company, other claim history, deductibles and included coverage, to name several, but not all.

In any case, my humble advice is not to overlook the low-cost, high-probability coverage needs of things like full glass replacement on your comprehensive with a zero-deductible and towing. I have always come out ahead on those.

If you own a home, increase the sh!t out of your coverage limits on car liability. It's not very expensive to get more. Can save a lot of problems later.

John B.