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You can't do anything with out proof of insurance around here. You even have to have coverage to get your drivers license renewed.
I have always had continuing coverage. I have worked with people that have gone through the lapse thing. They get insurance for 1 month to get their car inspected or whatever, then they drop it, which pisses me off because I can't afford to have them hit me. The next time they need to get it done they are paying more then last time because they had a lapse in coverage and this is what the insurance companies are telling them.
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