Eh I'm 21 just got my camaro 2013 2ss/rs it was 41k and it's about 650 a month and my insurance for full coverage on my camaro and Camry is only 200 but like they said I would tlk to your insurance company and get quotes.
But to answer your question IMO I would go for the 2013, I think the 6th gen won't be out till late this year to mid of next year if remember right and there is a possibility that you won't like the look of it. But on the other hand you can wait and see what it looks like (in the mean time get a beater car) and if you don't like the 6th gen get the 2013 and I'm sure the price would drop a little or if you like the 6th gen then hold off and hold onto that beater car till then buttttt this is just my opinion of course
