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Invoice
GM generates invoices electronically. 3800 is the usual trigger, though I've seen exceptions. You need a Buyers Order from you dealer with the VIN on it to take to your CU. Your dealer may choose wait to give you the VIN. Sometimes strange things happen. CU members with "bullets" beacon scores (700+ with good history) can apply for a loan and walk out with "up to" checks without a VIN or a Buyers Order. Your situation is a little different, so your CU is being more cautious.
BTW your grandfather is a stand up guy. You should buy him a nice dinner when you see him.
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