Quote:
Originally Posted by 87irocz
If you looked around and he finds you the best rate, then go for it. With that said. My brother in law is a salesman at a dealership. He told me that he finds the best rate, say 6%. Then he tell the customer that the best rate is 7%. He then gets a kick back from the bank of the difference between what the buyer finances at 7% and what was available at 6%. So, be cautious.  |
No.
Never shop your credit.
You pull your 3+1 score. That's all 3 plus FICO.
Then you fix any errors. Then you get pre approved. Deal with one bank only.
Pref a NCUA credit union, in my opinion.
Your credit and score is not someones play toy to make a buck. You have to use the Matrix to your advantage and not let someone use you as a cash object.