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I think you're reading it wrong.
it says you must be a USAA Member. Doesn't say you MUST be a USAA Insurance Member. Because statment 2 specifically says if you don't have insurance to call the number and get an authorization code which then goes in your chevy dealer folder.
The card or policy is only required because it must be in your deal folder with your chevy dealer.
The way it is worded is if you don't have USAA insurance, not have proof to show
Also the number provided to call goes right to the banking services, not usaa insurance.
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