[jayson71]

I have been seeing too many posts about the Camaros getting totaled. We lost ours back on 6/4/09 a short 28 days after we purchased it(see pics and yes everyone is okay).

Everyone who owns one of these beauties needs to understand what the insurance companies will try when you make a claim.

Tell you that once the car leaves the lot the value drops X amount. FALSE

Some will offer to repay the entire purchase amount. This is good except the value should be determined by the fair market value of your vehicle. This is done by comparing the sale price of similar cars. Which as everyone knows, if you walk on to a lot right now you will pay the added dealer mark up sometimes as high as $15k (tire rotations included for life)

I have had considerable success with my insurance company by pushing back and demanding they pay the "Fair Market Value". The settlement for my car was actually higher than the amount I paid due to the dealer mark ups paid by others. This is not insurance fraud or dishonest. You all know you could sell your car for more than you paid, why would you settle for less than this if the money is coming from an insurance company?

I have included a letter from my insurance company informing me their car buyers program could not replace my car as it was too hard to find inventory. I did not ask for my wife to get creamed by an idiot, she does not enjoy the physical therapy, and I surely did not like the POS rental car while I located another vehicle. Please feel free to contact me via private message if you have the misfortune of needing any of the documentation or research I have done.