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You can do just about anything but its all up to the financial institution.
I know someone whose brother had bad credit and could not get a truck loan unless he had a big down payment, which he did not have. His brother belonged to a credit union so he bought the truck his brother wanted and got the loan for it under his name only. The truck was titled in both names and his brother made all the payments (by mail) and kept up the insurance. The credit Union did not care as long as the vehicle title had their name on the lien portion.
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