Quote:
Originally Posted by LiquidDragon
So a week after i purchased my new 2013 1LT RS with only 416 miles on it someone pulled out in front of me and i wrecked my car and i am still dealing with issues with my car. So i just called USAA to find out what is going on with my diminished value claim and the lady that i spoke to said that they finished the claim today and they wanted to give me $900 for the diminished value of the vehicle. anyways i told her to stop payment on the claim and that i refuse that amount and that i will be getting legal assistance with the claim now. I am at the point where i just want them to buy the car back now. The dealership that did the repairs charged $5900 to do the repairs and there are still issues with the repairs as well.
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Imo, take it and be happy you got anything.
Most states now have laws stating that it is not the insurance companies responsibility to pay diminished value, it's the party at fault's and that if you want diminished value you have to sue that person. Also many courts all over the US have upheld the belief that you are only entitled to diminished value if and when you actually sale/trade the vehicle. After all the whole reason diminished value exists is to off set the amount you have gotten when you sell the car. So if you lawyer up and take them to court it may very well back fire and get the ruling that as long as you own the car they don't have to pay anything.