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A hotel vs. this scenario is not even close to a fair comparison. The cleaning crew doesn't open the business, as say a service employee might do early in the morning. People in this capacity have to have access. I think we all believe the guy who stole the car is the real bad guy and the dealers insurance is certainly involved, If he steals a 2012 used vette instead what does dealer get back?? Fair value of 2012 vette according to insurance company valuation. Here is where the gray area lies.
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