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I don't know what the laws are in Rhode Island, but in Georgia your insurance and license aren't affected if the ticket is less than 14 over. Once you get over the 14 then they add points to your license and rates increase. Anything below that doesn't get reported and it's like it never happened. I got a ticket Saturday night, cop clocked me 55 in a 35, right before it changed to a 45, but still got me. He wrote the ticket down to 48 in a 35, but made a note in the comments section that he reduced it (keeps you from going to court and getting it dismissed). Doesn't affect me any other than the $100 fine. I just pay them and go about my business. Taking time off of work isn't worth it to me.
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