Quote:
Originally Posted by hognutz
It is still an insurance claim no mater what way you slice it. insurance claims don't delvier you a brand new car they deliver monetary compensation.
Poeple can dream and wish all they want once you go through a couple you will realize that this is how it works. there is no magic that makes you come out at "0" loss.
I have even had a roomate total a car from me. I lost money on that deal as well.
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I don't know about USA but in Canada my insurance carrier offers replacement value coverage at a reasonable rate. Which I always buy. They only offer it for the first two years on a new car. I was glad I had it in 04' I had a brand new ford lightning, 500Kms on it when a guy ran a red light and Tboned me. His insurance offered me 14000 less than I just payed for the truck, my insurance payed me the full amount and told me they'd deal with the other guys insurance