[Zfatuated]

Originally Posted by Orange Crush 1LE

Excellent post, so true. I buy track day insurance every time because of this (although it's adding up, so I'm tempted to not get it when I visit some of the safer tracks with lots of run off). Very few, if any, insurance providers today cover HPDE events, timing or no timing.

Locton Affinity HPDE Insurance does cover HPDE events with transponders (like Speed Ventures events) provided you don't participate in a time trial. The other HPDE insurance provider that I spoke with will not cover your car if you have a transponder and times are posted, even if you aren't participating in a time trial. For this reason I use Locton.

My friend did a Laguna Seca event a few weeks back, and a guy totalled a rental Mustang (I think it was a GT500, but I'm not sure). BIG mistake tracking a rental car. I'd hate to be that guy.

Excellent points!

I've had a variety of contact with the folks at Lockton, the guy behind their program is a tracker and an awesome person. I'd recommend Lockton to anyone without hesitation. You can also buy multiple event coverage at deep discounts.

Some tracks it is compelling to self-insure- lots of runoff or apron. Other tracks, your example Laguna Seca, eat cars at every event.