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BMTGIE · 02-21-2014, 03:19 PM

Okay...

I got pre-approved for 30k from my credit union,

The car I want sale price is $35700, I'm pretty sure I can get the car below that.

Factor in TT&L the car may come out to $37k+

I have 7,500-8 to put down, will the credit union just finance the remaining balance?

Or normally when they give you an pre-approved amount, its for the total amount of the new car including TT&L and no down payment?

I didn't ask for 37k from the get go because I probably would not have gotten it. (new job, short credit history, and etc)

I will make well over 55k this yr. so affording the car will not be a problem.

02-21-2014, 03:19 PM	#1
BMTGIE Drives: 2014 RRM SS/ 2011 Black LS Join Date: May 2011 Location: Texas Posts: 305	Financing...I need some insight. Okay... I got pre-approved for 30k from my credit union, The car I want sale price is $35700, I'm pretty sure I can get the car below that. Factor in TT&L the car may come out to $37k+ I have 7,500-8 to put down, will the credit union just finance the remaining balance? Or normally when they give you an pre-approved amount, its for the total amount of the new car including TT&L and no down payment? I didn't ask for 37k from the get go because I probably would not have gotten it. (new job, short credit history, and etc) I will make well over 55k this yr. so affording the car will not be a problem. Last edited by BMTGIE; 02-21-2014 at 04:12 PM.