Quote:
Originally Posted by Indydriver
I had my agent quote me on a rider for $5000 of "customization" and they want an additional $143/yr. That's 3% of the value of the goods.
Whadda ya think?  or 
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Look into haggerty - they will do agreed value on a new car provided it is driven less than 3500 mikes per year and you have another car five years or newer.
Otherwise for the 5k I'd just carry replacement rider. Depreciation will be more than 5k shortly so maybe take care of that first.
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