Quote:
Originally Posted by Jackass
Take the time to find a better % on your own , and do take those $3k
You will do better that way
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You really can't beat 0%, its free money, a NO interest loan.
To even out that $3K rebate on a 72 month loan I'd have to land a 1.9% or lower loan at 72 months on a near $50K loan with not much money down. I have an awesome credit rating but nobody is going to offer that low a rate at 72 months.
I'm looking in a certain payment range and have done the calculations figured in tax, title and license. I would literally need about $10K off MSRP and get the 0% for 72 months to be at the payment I would desire. (This is a straight buy as well, no trade)
JUST TO FOLLOW UP:
I see on the Chevy site, it is not only 0% for 72 mos. but ALSO $1000 bonus cash on top of that. That is vs. just $3000 cash back for the other deal on 2013's. So that makes only a $2K difference and that loan rate to come ahead for 72 months would have to be in the 1.5% or lower for 72 months to even out. I just don't see that happening, but thanks for the thought.
