Quote:
Originally Posted by ghostrider2
You have to look, I was offered 1.4% for 96 months with Navy Federal last week. The deals are out there but you have to do you homework to find the one you want. Don't rely on the dealership to give you your best deal.
When dealing with the sales don't mention additional customer loyalty of 1k til the very end so you get both the huge discount and the additional 1k discount then with an interest rate of less than 2% your payment will be lower and you can pay if off much quicker and you can use the cash back for your first mods!
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Yes I would do so. I pretty much go on "agreed upon price". This is the price I want to negotiate before ANY rebates, bonus cash, USAA rebate, GM card points, taxes, title and license or any DOC fees. Then I let them know I want to know the exact amount of each of those, down to the nickel. Then I can apply all the extras you mention. I've done some internet interest rate shopping and can't seem to find a 72 month loan with a rate less than 2%. Some offer lower but there are stipulations like joining a credit union or being a resident of some area or so on.
Basically I am wondering if I can negotiate an "agreed upon" price on a $61 or $62K MSRP ZL1 for $10K under at $51 or $52K. This is before all the things I mentioned above, NO discounts, rebates, dealer cash, etc. I think this might be a tall order as I have a feeling that a dealer cost on a $62K ZL1 is probably in the ballpark around $56 or $57K. Again I'm fishing for a dealer that just wants to cut their losses on one that has been sitting costing them interest for the last year to year and a half and doesn't feel like taking it to auction and taking a bath on it there.