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One way to make a new v8 more affordable might be to order exactly he car you want, without options that you don't care about.
Most SS cars I have seen at dealers are absolutely loaded. Maybe you can do without leather seats, the RS package, sun roof, ground effects, etc. Makes quite a difference in the price.
In my case, I just had to have the leather seats, but passed on RS, sunroof, and anything else. (There was no dual mode exhaust in 2010.) My car was at least $4,000 less than cars typically in stock.
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