Quote:
Originally Posted by TAG UR IT
Don't forget that there's lots of factors that go into a quote for insurance. Location (part of the country), city (higher probability of accident), boonies (less cars = less probability of accident), age (older = lower and younger = higher), average # of expected miles per year, good driver discounts, def driving discounts, etc.
some insurance companies even go so far as to use part of the city (crime rate) to determine quote....
Some companies give better rates if you do other banking with them too. Lots of variables. I'm not saying compare. I'm just reminding that if we do, we have to plug in all the variables when we tell each other what we have. Ultimately, the best bet would be to shop, shop, shop around and compare prices. Oh...and, don't forget that sometimes paying a little more, = a hell of a lot better service. Yes, I pay a little more, but have never and will never have a problem w/ USAA. I LOVE them.
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I know that from experience, our family used to live in New York and we had just one car. A 1994 Honda Accord, we haven't had an accident in 20 years plus we only had minimum coverage on the car since it was so old but still they managed to charge us $3k a year to insure it. When I turned 18 they charged even more. Up where we are now we have the Accord and a new truck, the car only has minimum coverage but the truck has full coverage and its only $1200 a year for them both.
So I know from experience all the tricks the insurance company pulls to get your money. I was just curious to see the difference in price based on the kind of powertrain you have.