It depends on your policy, I work for Farmers Insurance and we have something called additional equipment. I have subs, a gear ratio, and exhaust on my car so I have $4,000 in Additional equipment. Which means If my car was wrecked and I showed proof of everything I bought I would get my money back.
I'm not sure how it works with state farm, but I suggest calling corprate and asking for a manager and speaking with them. When in doubt always ask for a manager.
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Originally Posted by SuperSport2011
I'm also with state farm and they should cover it. I got rear ended and I had a ding on my after market borla atak exhaust and they covered it no problem.
This is what happens when you go with a reputable insurance company.
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Exactly most big insurance companys like State Farm/Farmers Insurance ect.. will cover things like this no problem. Just show you receipt and they should cover it. Not sure how expensive the headlights were but you could always pay a lawyer a few hundred bucks to send your company a letter. That will scare the shit out of them and they will cover it.
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Originally Posted by ChrisBlair
My insurance wants to use aftermarket parts just to save money vs real GM!
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Wow really, what Insurance company do you have?? Thats horrible!