Quote:
Originally Posted by Red2014SS
I don't know about every insurance company, but I do know about Geico, State Farm and Liberty Mutual in Kentucky. If you go three years without any moving offenses on your record, you get a safe driver discount. If you get one single ticket for any moving violation (speeding 1 mph over, or rolling through a stop sign), you lose the discount for 3 years from the date. Which is the same as having your rates raised. It is a substantial hit too.
|
Well I just called State Farm (where I've been a customer for 20+ years and have almost 10 vehicles insured).
Per my State Farm agents, I could get a speeding ticket with 2 points or less once every 3 years and it CANNOT affect my insurance rates. They said this is a national policy.