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It is magnetic, and I believe it is designed to pop off in case of side airbag deployment, but it still should stay in place all other times unless you apply pressure (tug on or other) to the strap.
I as well get irritated by the belt position, and often twist the belt before latch it to reposition the shoulder strap to the left center of my chest which puts it in a more comfortable position. Not the best thing to do, but I do make sure that it is tight enough that it will still hold me in place in an accident.
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