Quote:
Originally Posted by Nor Cal ZL1
Do you trust your friends to pay your insurance costs if something goes wrong. Mine went up 20 a month per vehicle times 4 for a total of and additional 80 a month for an unspecified period of time. I will be out thousands because my son let someone drive his car, while the son was passenger. Sons friend is completely off the hook, now son has no car, and I have increased costs because of his decision. Insurance coverd two totaled and one damaged car, if medical was involved it would have been a huge mess, as the sons friend had no insurance of his own because he has no car. Be careful. It is not the friends nor the car, its the rest of the liability legal stuff that sucks.
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I dont know anyone who doesnt have an insured vehicle. For permissive use my insurance would more than likely cover it and what it doesnt their insurance would. Would it be a pain in the ass to deal with 2 insurance companies if worst case scenario happened? Hell yeah but the odds of someone crashing my car are so small I will worry about dealing with the insurance if that ever happens.
Its not like Someone else is driving my car every single day, mine sits in my driveway more often than not but most everyone I am close with have driven it at some point.