[the_fast_one]

I don't know about other states but in Illinois you can save on sales tax when trading in. If you are close to a number that is fair for trade in but a little low for you, it is worth calculating what you will save in sales tax. If you have a 30k trade in on a 40k purchase then you only pay sales tax on 10k instead of 40k if you were an all cash buyer. Can add up to a few thousand depending on what you are buying.