Wow...I really do not know what to say...I'm sorry. You are doing the responsible thing though, for what it is worth. :( Some people in your situation would find every and any way to get this car or any other vehicle they couldn't afford and the rest of the country would ultimately pay for it. That is how we ended up in this recession in the first place. Some family in Atlanta, both parents and 5 kids making minimum wage, purchase a house before the recession and was approved. They borrow against their house to purchase fancy cars and SUV's and ultiamtely cannot afford their mortgage. Similar situations happened so many times in this country which caused this rotten economic mess we are currently in. I really do applaud you for using excellent judgement and contributing to the solution instead of the problem. Hats off to you man and I do hope you land back on your feet soon!
