[Crushinator]

Keep your car. Very simple. In a year, see where you're at because all the new cars will be sold. Once that happens, you won't hear, "yeah, but I can buy a brand new one for $54,000. There won't be any new one's left. At this point, you're probably $8,000 upside down. Financially, you're way better off waiting until you have it paid down.