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In March, I got my 2015 with 0% 72 months from GM. There are plenty of 2015's on dealers lots... Try and strike a deal... I got a white one... was not my first choice in color but I got 30% off MSRP...so a white one it was... I had to drive 3.5 hours to pick it up but at that kind of deal, it was worth it.
I was able to put money down but I'd rather keep mine in the bank and use GMs cash. With bad credit, you might be able to put a 30% down and still get the rest of the load at 0% for 72 months... Maybe stop by a dealership and ask.
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